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Terms of Use

Thanks for visiting www.ridgewoodbank.com.

Please read these terms and conditions carefully, as well as our Privacy Policy.

By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, please do not access this site, or any pages thereof.

The Site is not directed to children under the age of thirteen (13), and we request that these children do not provide Personal information through the Site. We do not knowingly collect information from children under 13 without parental consent.

ACCESS

Ridgewood Savings Bank will make a reasonable effort to assist you in using this website, however, Ridgewood Savings Bank is not responsible for compatibility, suitability, condition or any other circumstance that Ridgewood Savings Bank reasonably concludes is related to your hardware or software.

DISCLAIMER OF WARRANTIES

RIDGEWOOD SAVINGS BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEBSITE, OR THE ERROR-FREE USE OF THIS WEBSITE. ALL INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEBSITE ARE OFFERED "AS IS" AND "AS AVAILABLE," AND NO WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF NON-INFRINGEMENT, TITLE, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, IS GIVEN. MOREOVER, NO WARRANTY IS MADE THAT OPERATION OF THE RIDGEWOOD SAVINGS BANK WEBSITE SHALL BE ERROR-FREE, VIRUS-FREE OR UNINTERRUPTED.

IN NO EVENT SHALL RIDGEWOOD SAVINGS BANK BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND (WHETHER OR NOT RIDGEWOOD SAVINGS BANK HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGE, AND REGARDLESS OF THE THEORY OF LIABILITY), ARISING OUT OF OR IN CONNECTION WITH (1) THE USE OR UNAVAILABILITY OF THE RIDGEWOOD SAVINGS BANK WEBSITE, (2) THE INACCURACY OF ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE RIDGEWOOD SAVINGS BANK WEBSITE; OR (3) ANY INFORMATION CONTAINED ON OR AVAILABLE VIA THE RIDGEWOOD SAVINGS BANK WEBSITE.

GOVERNING LAW

Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of New York.

HYPERLINKS

Your use of hyperlinks on this website to other Internet sites is at your own risk. Ridgewood Savings Bank is not responsible for the content or accuracy of third party sites hyperlinked from this website nor does it guarantee the products or services offered on third party sites. You should review the privacy statements of a website before you provide any personal or confidential information.

PRODUCTS AND SERVICES

The content, products and services on this website are subject to change. Your eligibility for particular products or services is subject to the approval of Ridgewood Savings Bank.

TRADE MARK AND COPYRIGHT

Unless otherwise indicated, Ridgewood Savings Bank owns and operates this website, which includes but is not limited to the pages, the screens displaying the pages, the verbiage, and other content, and is protected by U.S. copyright laws and treaties. All website content may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Ridgewood Savings Bank.