Lending

Lending

 

Mortgage Consultants

Ridgewood Savings Bank Mortgage Consultants are available to provide valuable information on the various types of mortgages and the borrower's requirements for each, how to handle the mortgage application process and expert advice on when and how to refinance. They also provide information on home equity loans and home equity lines of credit.

Find a Ridgewood Mortgage Consultant:

View our current rates.

Apply Online

For more information on our Products, Contact us or call 866 - RSB - 4111

Loan products and services subject to credit approval.

 

Mortgages 

Mortgage (Fixed)

  • Enjoy peace of mind knowing your interest rate will never change

  • Choose terms 10 to 30 years

  • Purchase or refinance

  • Same rate on 1 - 4 Family homes, Co-ops and Condos no add ons

  • Mortgage rate discounts available

Mortgage (Adjustable)

  • Lower initial interest rates and payments

  • Benefit from our low interest rate caps at each adjustment period

  • Purchase or refinance

  • Choose loans from 1/1, 3/1, 5/1, 7/1, 10/1

  • Same rate on 1 - 4 Family homes, Co-ops and Condos no add ons

  • Mortgage rate discounts available

Mortgage (Jumbo)

  • Same rate up to $2 million

  • Loans up to $3.5 million

  • Purchase or refinance

  • Co-op loans available

  • Mortgage rate discounts available