General Information
variable rate cd

When interest rates go up, feel free to sit back and relax with a Ridgewood 3 Year Variable Rate CD.


3 Year Variable Rate CD currently yielding 2.29%APY*

  • Open with a minimum of $500
  • Rate is guaranteed to be 0.25% above the 3 Year US Treasury Rate and updates monthly
  • The interest rate will not go below 1.00% (1.02% APY) and can go as high as 2.50% (2.57% APY*)


Product Minimum to Open Current Interest Rate Current APY*
3 Year Variable CD*** $500 2.23% 2.29%

Rates are effective as of 1/13/2018

*Annual Percentage Yield

Early withdrawal penalties apply on CD accounts.

Rates and terms are subject to change without notice.

Fees may reduce earnings.

***Rate varies monthly