General Information
variable rate cd

When interest rates go up, feel free to sit back and relax with a Ridgewood 3 Year Variable-Rate CD. 

3 Year Variable Rate CD:

  • Open with a minimum of $500
  • The interest rate is based on the three-year Treasury Note and updates monthly, however the interest rate will not go under 1.00% (1.02% APY) or exceed 2.25% (2.31% APY)


Product Minimum to Open Interest Rate APY*
3 Year Variable CD*** $500 1.50% 1.53%

*Annual Percentage Yield

Early withdrawal penalties apply on CD accounts.

Rates and terms are subject to change without notice.

Rates and APYs displayed are as of April 1, 2017.

***Rate varies monthly