Overdraft Protection Services

Our Overdraft PROTECTION Options

Lines of Credit/Transfers

*Student Advantage and Estate, Trust and Guardian Accounts are not eligible for Overdraft Privilege and Overdraft Privilege Plus.

**Please see the Disclosure of Service Charges for fees.

***Please see the current Consumer Loans credit terms for interest rates.

Terms and conditions subject to change without notice.

Overdraft Privilege and Overdraft Privilege Plus are non-contractual courtesies that are available to eligible individually/jointly owned accounts in good standing for personal or household use. Ridgewood Savings Bank reserves the right to limit participation to one account per household and to suspend, revoke or discontinue this service without prior notice.

Tools

Our tools and resources

Explore budgeting tools, helpful video demos, and security tips in our resource section.

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