Consumer Lending

No matter the reason, Ridgewood offers flexible, affordable loan programs that can help you meet your goals.

Plus reduce your interest rate by 1/2% if you opt to have your loan payment automatically deducted from your Ridgewood checking account.

Personal Loan

If you need extra cash, a Ridgewood Personal Loan is perfect, affordable and flexible.

• Borrow up to $10,000
• Take up to 3 years to repay
• Enjoy a fixed rate

Auto Loan

No matter what type of car you're looking to purchase - New, Used or 'Off-lease' - a Ridgewood Auto Loan is the perfect solution to get you into the car of your choice. With a Ridgewood Auto Loan, you can:

• Buy now or take 30 days to shop for the best deal
• Get a low fixed rate

Auto Lease Loan

Are you coming off your lease with your current auto? An Auto Lease Loan from Ridgewood is perfect for your transition to ownership.

• Purchase your current vehicle coming off lease
• Borrow up to 100% of purchase price or current book value, whichever is less up to $25,000.

Education Loans

Is it time for you or your child to pursue higher education? Or perhaps your child is just starting school and you need tuition help. Ridgewood is here to help with all your education financing needs. You can borrow funds for Primary, Secondary, Undergraduate and Graduate School Tuition on affordable terms, up to $10,000.

For more information, Contact Us or call 1 - 866 - RSB - 4111