Personal Banking

Deposit Accounts

Savings Accounts

At Ridgewood, we offer a wide range of savings and investment plans to help your money grow quickly and securely. You'll have easy access to your money and earn competitive interest rates. Plus at Ridgewood, all savings accounts are insured up to FDIC limits.

Statement Savings

Access your money when you need it, anytime, anywhere by phone, on the Internet, or at an ATM.

Passbook Savings

Make as many deposits and withdrawals as you'd like with our passbook savings account and get a handy, convenient record of your transactions too. And with our automatic savings feature, you can have a savings deposit transferred weekly or monthly from your Ridgewood Checking Account. It's a great way to save!

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PowerFlex Money Market Account

Our tiered PowerFlex Money Market Account provides higher balance savers with higher than regular savings account rates and greater liquidity. The more you keep on deposit, the more you earn. You’ll enjoy the flexibility of Free Online Banking and in-person withdrawals,* limited check writing and ATM access.

*Unlimited withdrawals are generally permitted in person or by mail. However, the bank is required to limit the number of transfers from your account, including checks you write, automatic, telephone, computer and pre-authorized transfers, to no more than six per monthly cycle, of which no more than three may be by check.

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Club Savings

Save for a vacation, a special event, or for the holidays. Open a Ridgewood Checking Account with as little as $10.00 and you are eligible for a Club Savings Account. On a set schedule (weekly, biweekly, monthly) an amount you specify is automatically withdrawn from a checking account and deposited into your Club Savings Account.

Kids Club

The Kids Club is a great way for kids to save and learn to manage money. Any amount over $.25 can be deposited at any time. The minimum balance to open a Kids Club account is $10.00.

View our current rates.