Personal Banking

Other Services

Direct Deposit

With Direct Deposit, you can have most forms of scheduled income payments - including payroll, pension and Social Security - electronically transferred upon your authorization, to any of your Ridgewood checking or savings accounts. Have peace of mind knowing your money is in your account, even if you can't make it to the bank. It's safe, convenient and free.

Bank-By-Mail

Ridgewood's Bank By Mail service allows you to make deposits or withdrawals from your account without having to go to the bank. It's the convenience of managing your finances from anywhere. Plus we pay the postage both ways!

Gift Checks

The gift that's always perfect! When money is the perfect gift, but seems so impersonal, a Gift Check is just the thing! Checks come in amounts of $25, $50, and $100.

Money Orders and Teller's Checks

When you need to send your money or when cash is not accepted for a large purchase, a Ridgewood Money Order or Teller's Check is the safe, convenient substitute. Plus for our depositors, there is no charge for Teller's Checks withdrawn from any account.

Safe Deposit Boxes

Protect your valuables and important papers with a Ridgewood safe deposit box. Not available in all locations. Find a location near you.

U.S. Savings Bonds

At Ridgewood, you can Purchase I Bonds and Series EE Savings Bonds. They accrue interest monthly at a variable rate and compound semiannually.

Wire Transfers

Need to move money quickly? Stop by any Ridgewood location to electronically transfer money between your Ridgewood account and another bank. Find a location near you.

Overdraft Protection

If you qualify, enjoy a personal line of credit that automatically provides funds to your personal Checking Account should you accidentally create an overdraft. Getting started with Ridgewood Custom Credit Protection is easy. Stop by any branch and fill out the short application. Find a location near you.

Secured Overdraft Protection

Need to write a check, but are a little short in funds? Made an error on your account balance and overspent by mistake? Your secured custom credit line is there to provide a convenient cushion to cover the unexpected. It's a line of credit attached to your Ridgewood checking account, but secured by the balance in your Ridgewood savings account. Getting started with your secured custom credit line is easy. Stop by any branch and ask for details about our Secured Custom Credit Line. Find a location near you.