Holiday Hours:
Good Friday, March 29: Our branches will close at 3:30PM and the Customer Contact Center will close at 5:00PM.
Easter Sunday, March 31: We will be closed.
Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA
Apply for a Mortgage or HELOC, it's fast and easy.
Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.
Learn more about digital bankingDownload the highly rated Ridgewood Mobile Banking app today!
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal LoanRidgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
"In meeting the unique challenges of the past year, the underlying strength, stability and resiliency of Ridgewood Savings Bank grew more evident."
Did you know that the IRS never initiates contact by phone, email, or text message? Unfortunately, scammers often impersonate the IRS to trick people into revealing personal information or sending money.
As a community bank, we believe that smart saving habits that begin earlier in life make for a better future.”
Seven Essential Tips
for Small Businesses
In this blog, we'll share some essential tax tips to help your small business navigate this critical endeavor.