Featured Retirement Rates


10 Month Flex IRA CD


20 Month Flex IRA CD


30 Month Flex IRA CD


Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.

Learn more about digital banking

Download the Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Arriva Tax Days
Ridgewood Savings Bank to Offer Free Tax Preparation in the Bronx in March

Eligible Taxpayers Are Encouraged to Call Now to Make an Appointment.

St. Thomas Aquinas college recognizes Ridgewood Savings Bank
January 24, 2020

St. Thomas Aquinas College Recognizes Ridgewood Savings Bank at Alumni Hall of Fame Dinner..

Smart Move Savings
Planning a Big Purchase? Here's How to Save Money Online!

Ridgewood Savings Bank can help make it easier—and faster— to earn a favorable return on your savings.

Money Management
Homeowners Take Note: You Could Be Saving Hundreds of Dollars Each Month

By Refinancing Your Home at Today’s Current Low Interest Rates, You Might be Able to Reduce Mortgage Payments—Even If You Took Out the Mortgage Last Year

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