Ridgewood Mortgage Advantages
Our mortgage consultants have decades of experience working in the local markets you care about. They know the lay of the land, and they’ll help you get the home you want, with a mortgage that fits your budget.
We’ll help you buy the house you love, no matter what your budget is. With low down payment options, we’re making it easy to feel at home.
Nothing can put a damper on the process of buying a home like extravagant fees. That’s why we never charge application fees to any of our home mortgage customers.
If you’re looking for the lowest possible closing cost, consider our zero-point loan options. They’ll bring down the cost due at signing, and they can help make your dreams of home ownership a reality.
Enjoy a .125% discount on your interest rate when you set up automatic mortgage payments from your Ridgewood Savings Bank Checking Account.
Our Mortgage Consultants are here to help you get started or answer any questions you may have.
Good Move Mortgage
We are proud to offer one of the broadest assortments of affordable loan programs available in New York. Our affordable housing rates are .25% lower than conforming rates, and we offer discounts that can reduce your interest rate by an additional .125%.
Our affordable housing products feature low down payments, low closing costs, and down payment flexibility. We have fixed and adjustable solutions and biweekly payment schedules designed to make homeownership more manageable.
Additional benefits of a Ridgewood Good Move Mortgage:
- Up to 97% financing for single family homes, condos
- Up to 95% financing for multi-family homes
- You do not need to be a first-time homebuyer
- Non-occupant co-borrowers permitted
Two-minute-video answers to common mortgage questions
Get two-minute-video answers to common mortgage questions in this interactive multimedia web experience. Learn how to prepare for the mortgage process, the basics of taking out a home loan, and how to close on the house of your dreams.