Mortgage Rates and Options

Ridgewood Mortgage Advantages

Our Mortgage Consultants are here to help you get started or answer any questions you may have.


Good Move Mortgage

We are proud to offer one of the broadest assortments of affordable loan programs available in New York. Our affordable housing rates are .25% lower than conforming rates, and we offer discounts that can reduce your interest rate by an additional .125%. 

Our affordable housing products feature low down payments, low closing costs, and down payment flexibility. We have fixed and adjustable solutions and biweekly payment schedules designed to make homeownership more manageable.

Additional benefits of a Ridgewood Good Move Mortgage:

  • Up to 97% financing for single family homes, condos
  • Up to 95% financing for multi-family homes
  • You do not need to be a first-time homebuyer
  • Non-occupant co-borrowers permitted

Ridgewood Savings Bank Homebuyer Dream Program 

Find a personal mortgage consultant

Our local mortgage consultants are available to help. They'll answer your questions, guide you into a loan program that fits your needs and help you fill out paperwork. Working with a consultant ensures that all the required documents and verifications are in place and that your mortgage application is filled out correctly.

For more information, contact us or call 866-RSB-4111.

Connect with a local Mortgage Consultant

Mortgage Tools and Resources

Increase your homebuyer IQ with our helpful mortgage calculators and tools.

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