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Smart Move Online Savings 2.00%*APY

With no monthly fees, our Smart Move Online Savings is a great way to get ready for the future. This online-only savings account allows six withdrawals per statement cycle and 24/7 access to your account.

With $5.4 billion in assets, Ridgewood Savings Bank is the largest mutual savings bank in New York State.  For over 97 years we have been committed to multiplying the good in the lives of our customers. We fulfill this commitment by offering services that can help people live a better financial lifestyle.



Product Minimum to Open Interest Rate APY*
Smart Move Online Savings Account $.01 - $249,999.99 $.01 1.95% 2.00%
Smart Move Online Savings Account $250,000.00 or more $.01 0.30% 0.30%

Rates are effective as of 9/01/2019

*Annual Percentage Yield

Fees charged may reduce your earnings.

Rates and terms are subject to change without notice.