SAVINGS IS OUR MIDDLE NAME
A robust savings account can give you peace of mind and expanded opportunities, and it can help you earn money over time. We are committed to helping our customers gain wealth by offering some of the best savings accounts available.
RIDGEWOOD SAVINGS ADVANTAGES
We make it easy to transfer funds between your Ridgewood Checking and Savings Accounts. Better yet, many of our Savings Accounts allow you to set up automatic recurring transfers, making saving easier than ever.
Earn interest and watch your savings grow. As a mutual savings bank, we typically offer higher than average interest rates on all of our savings products.
Our Savings Accounts come with deposit insurance from the FDIC, which insures the safety of your deposits up to $250,000. FDIC Regulations apply.
With 24-hour access to your accounts, you decide when and where you want to do your banking. Our online banking, mobile banking and telephone banking services allow you to conduct many of the everyday transactions that you’re looking for, any time you want.
WHAT NEW CUSTOMERS WILL NEED TO OPEN AN ACCOUNT:
- You must be 18 years of age or older
- Your Social Security Number/Individual Taxpayer Identification Number
- Government Issued Identification (Driver's License, State ID, Military ID, or Passport)
- Joint account owners must enter and validate their personal information
- Your account and routing number, if funding by electronic transfer from another bank
Each new customer must appear personally and provide identification.
Identification acceptable for opening an account include: Two items from Group A or one item from Group A and one item from Group B. All documents must be current and valid.
Group A:
- Valid U.S. Passport
- Valid U.S. Passport Card
- Foreign Passport, if it includes a valid U.S. Visa
- U.S. Citizenship papers
- New York State Driver or Chauffeur License, bearing official state validation and photo
- New York State non-Driver license
- Out of State Driver or Chauffeur License, bearing official state validation and photo, where a sample is included in the U.S. Identification Manual
- New York State Identification Card, bearing official state validation and photo
- Out of State Identification Card, bearing official state validation and photo, where a sample is included in the U.S. Identification Manual
- Armed Forces ID Card
- New York State Benefit Card – with photo
- Learners permit, bearing official state validation and photo,
- Permanent Resident Card
- VISA
Group B:
- Employee's Photo ID Card – Local/Nationally recognized companies only
- Major Credit Card (i.e.: Visa, Mastercard, American Express, or Discover Card)
- New York State Automobile Registration bearing official state validation
- School ID
- New York State Benefits Card without a picture
- Voter's Registration Card
- Working Papers
- Library Card
- Healthcare Insurance Card
- New York City Municipal ID card
For more intricate new accounts, please call your nearest branch to learn more about the required documents to open an account.
Our Basic Savings Account Options
Our Specialized Savings Account Options
Our Youth-Focused Savings Accounts
Our tools and resources
Explore budgeting tools, helpful video demos, and security tips in our resource section.
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