TOP THE TREASURY
3.72%APY
2-YEAR TREASURY INDEXED CD
Open this convenient, risk-free, variable yield account with no cap today!
Multiply the Good
This Holiday Season
Facebook Contest
Your favorite local charity could receive $1,000!
Commercial Lending
Turning opportunity into reality with Ridgewood’s commercial lending solutions.
Ridgewood's Early Pay
Get paid up to two days earlier.* Just one more perk of banking with Ridgewood.
Apply for a Loan
Apply for a Mortgage
Apply for a HELOC
Apply for a Personal Loan
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.
Learn more about digital bankingDownload the highly rated Ridgewood Mobile Banking app today!
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
Plan, Grow, and Thrive: Smart Steps for Building Long-Term Business Success.
Read Our Blog to Learn a Few Smart Steps You Could Take Before the End of the Year.
Tips for Businesses to Stay Protected from Scams During the Busy Season.
Tips to Help You Stay Safe While Shopping Online This Holiday Season.