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Photograph of Victor Padilla

Victor Padilla

AVP - Assistant Managing Officer of Commercial Real Estate
Email: vpadilla@ridgewoodbank.com
Direct: (718) 240-4773 | Mobile: (347) 585-2456
Languages: English and Spanish
Service Area: The five boroughs; Nassau, Suffolk, Rockland and Westchester counties

Victor is a longtime New Yorker with more than 20 years of commercial real estate finance experience, including more than a decade as part of Ridgewood's commercial lending team. He works closely with local brokers, owners, property managers and cooperatives to originate commercial mortgages for a wide range of property types, including multi-family, mixed-use, office and retail. A respected local mortgage executive, Victor holds a degree in management and real estate and serves on the board of the Metropolitan Mortgage Officers Society (MMOS).

Reach out today to discuss your needs. EMAIL VICTOR

Photograph of Bryan Lutz

Bryan Lutz

Assistant Vice President & Commercial Loan Officer
Email: blutz@ridgewoodbank.com
Direct: (718) 240-4734 | Mobile: (917) 841-5216
Languages: English
Service Area: The five boroughs; Nassau, Suffolk, Rockland and Westchester counties

Over his 15-year career in banking, Bryan has originated more than $1 billion in commercial real estate transactions across all asset types. A key member of Ridgewood's commercial lending team for more than six years, Bryan has earned the trust of local real estate professionals through his friendly, responsive service and unwavering commitment to his clients' goals. He is a graduate of the ABA Stonier Graduate School of Banking and holds a Leadership Certificate from the Wharton School.

Reach out today to discuss your needs. EMAIL BRYAN

Photograph of Frank Rojas

Frank Rojas

Assistant Vice President & Commercial Loan Officer
Email: frojas@ridgewoodbank.com
Direct: (718) 240-4931 | Mobile: (917) 635-2352
Languages: English
Service Area: The five boroughs; Nassau, Suffolk, Rockland and Westchester counties

Frank brings more than 25 years of lending experience to Ridgewood's commercial lending team. Borrowers and real estate professionals throughout New York City and Long Island have benefited from Frank's extensive knowledge of the local market, his experience with many different asset classes and his broad skill set, which includes loan origination, underwriting and property evaluation. He was previously a vice president with Capital One Bank and holds a degree in business finance and business law. Frank believes in the saying, "Opportunities are never lost; someone will take the ones you miss." He works hard to help his clients get there first.

Reach out today to discuss your needs. EMAIL FRANK