
The Ridgewood Commercial Lending Team
Your Real Estate Plans. Our Local Expertise.
Connect with a Commercial Lending Consultant.
We're ready to discuss your plans and help create a financing solution that's right for you.

Bryan Lutz
Vice President & Senior Commercial Loan OfficerEmail: blutz@ridgewoodbank.com
Direct: (718) 240-4734 | Mobile: (917) 841-5216
Languages: English
Service Area: The five boroughs; Nassau, Suffolk, Rockland and Westchester counties
With over 20 years of experience in banking, Bryan has successfully originated more than $2 billion in commercial real estate transactions across various asset types. As a dedicated member of Ridgewood's commercial lending team for more than twelve years, he has established strong relationships with local real estate professionals through his personable approach, prompt service, and unwavering commitment to helping clients achieve their goals. Bryan is a graduate of the ABA Stonier Graduate School of Banking and holds a Leadership Certificate from the Wharton School.
Reach out today to discuss your needs. EMAIL BRYAN

Victor Padilla
AVP & Commercial Loan OfficerEmail: vpadilla@ridgewoodbank.com
Direct: (718) 240-4721 | Mobile: (347) 585-2456
Languages: English and Spanish
Service Area: The five boroughs; Nassau, Suffolk, Rockland and Westchester counties
Victor is a longtime New Yorker with more than 20 years of commercial real estate finance experience, including more than a decade as part of Ridgewood's commercial lending team. He works closely with local brokers, owners, property managers and cooperatives to originate commercial mortgages for a wide range of property types, including multi-family, mixed-use, office and retail. A respected local mortgage executive, Victor holds a degree in management and real estate and serves on the board of the Metropolitan Mortgage Officers Society (MMOS).
Reach out today to discuss your needs. EMAIL VICTOR

