Featured Rates


Smart Move Online Savings


15 Month Penalty Free CD**


30 Month IRA CD


15 Year Fixed Rate Mortgage

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.

Learn more about digital banking

Download the Ridgewood Mobile Banking app today!

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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Events

How to Help Recession-Proof Your Finances: Save, Save, Save

Are you prepared for what might happen if times get tough?

Shred Events
Ridgewood Savings Bank partners with USA Shred to Safely Dispose of Unwanted Papers

Don’t let your data get into the wrong hands: credit card receipts, checks and old bills are full of personal information that cyber-crooks & thieves want.

Save with Ridgewood and the New York Islanders

Ridgewood Savings Bank makes sizeable donation to two local charities as part of the Bank’s “Multiply the Good” Mission.

24/7 ID Restoration for all Checking Customers

In this age of growing identity theft and fraud, Ridgewood Savings Bank provides critical protection to its checking customers.

Explore Our Core Values

Click on a core value below to learn more.

Acorn IconRelationships Acorn IconCompetitive Rates Acorn IconFinancial Solutions Acorn IconGiving Back Acorn IconConvenience Acorn IconStrength & Stability

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