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Ridgewood Savings Bank

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COVID-19 Update: The wearing of face masks in our locations is optional. Learn more.

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Open Account
Open an Account

Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA

Apply for a Mortgage
Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

Apply for a loan
Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3 

Apply for a credit card
Choose the Ridgewood Credit Card that is right for you, apply now.
Consumer Credit Card
Business Credit Card

Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Mortgages

Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.

Learn more about digital banking

Download the Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
 
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Ridgewood Savings Bank Celebrates Earth Day & Goes Green Big Time!
Ridgewood Savings Bank Celebrates Earth Day & Goes Green Big Time!

Springing into Action with New Products & Services to Meet Today’s Financial Needs

Saving During Times of High Inflation
Saving During Times of High Inflation

Ridgewood Savings Bank is prepared to assist you and your loved ones today, and every day.

HomeFirst Down Payment Assistance
Ridgewood Savings Bank Takes Part in "HomeFirst Down Payment Assistace Program" Helping First-Time Homebuyers in NYC Qualify for up to $100,000 in Mortgage Costs

Working with Homebuyers, NYC Counseling Agencies Educate & Refer Consumers to Bank to Help Realize the Dream of Home Ownership