Commercial Real Estate Loan Servicing Update: We are bringing Commercial Real Estate Loan Servicing Back Home to Ridgewood! Find out what you need to know at the link: LEARN MORE

Skip to main content

Ridgewood Savings Bank

Ridgewood Savings Bank logo
Digital
Learn

Commercial Real Estate Loan Servicing Update: We are bringing Commercial Real Estate Loan Servicing Back Home to Ridgewood! Find out what you need to know at the link: LEARN MORE

Apply Now

Apply for a Mortgage
Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

Apply for a loan
Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan..

Apply for a credit card
Choose the Ridgewood Credit Card that is right for you, apply now.
Consumer Credit Card
Business Credit Card

Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

Alt Text Here

Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

Alt Text Here

Mortgages

Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

Alt Text Here

Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.

Learn more about digital banking

Download the highly rated Ridgewood Mobile Banking app today!

App Store Google Play 
 

No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
 
Alt Text Here

Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Help conquer Your Fears and Take Action with These Year-End Tax Savings Tips, Useful for Consumers and Small Business Owners
Help conquer Your Fears and Take Action with These Year-End Tax Savings Tips, Useful for Consumers and Small Business Owners

Tax season doesn't have to be overwhelming. Read our blog to guide you through year-end tax planning with practical tips that can make a big difference, whether you are a consumer or small business owner.

Smart Holiday Shopping: Budget-Friendly Tips for Black Friday & Cyber Monday
Smart Holiday Shopping: Budget-Friendly Tips for Black Friday & Cyber Monday

Whether you’re gearing up for major savings on Black Friday deals, planning to shop local for Small Business Saturday, or hunting for best online offers on Cyber Monday, a little strategy can go a long way.

Money Matters: A Step-by-Step Guide to Improve Financial Literacy for Businesses
Money Matters: A Step-by-Step Guide to Improve Financial Literacy for Businesses

Our free online resource, Small Business Essentials, can help you navigate business challenges with key insights designed specifically for small businesses. 

New Rochelle Ribbon Cutting
Ridgewood Relocates to Larger, State-of-the-Art Space, Less Than a Mile Away from Former Location

New Location Reaffirms Bank's Strong Commitment to Deliver Outstanding Services and Investment in the New Rochelle Community.