COVID-19 Update: The wearing of face masks in our locations is optional. Learn more.
We are grateful to our customers for recognizing all that we do
Ridgewood has been awarded Forbes Best-in-State Bank for the third year in a row and voted Bankrate Top Regional Bank.
Go Green. Go Far
Introducing Free Green Checking: an eco-conscious account that gives you total control, with ZERO monthly fees.
Think Globally.
Bank Locally.
Currency exchange and International Wire Transfer services are available at any Ridgewood Branch.
Student Loans
Take the stress out of paying for college. We’ve partnered with College Ave Student Loans® to help.
Homebuyer Dream Program
Receive up to $9,500 towards the purchase of your first home if you qualify.
Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA
Apply for a Mortgage or HELOC, it's fast and easy.
Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.
Learn more about digital bankingDownload the Ridgewood Mobile Banking app today!
View mobile banking demo
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
Bankrate Also Names Ridgewood a Top Regional Bank of 2022
Springing into Action with New Products & Services to Meet Today’s Financial Needs
Ridgewood Savings Bank is prepared to assist you and your loved ones today, and every day.
Working with Homebuyers, NYC Counseling Agencies Educate & Refer Consumers to Bank to Help Realize the Dream of Home Ownership