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Ridgewood Savings Bank

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Wealth Management

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Open an Account

Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA

Apply for a Mortgage
Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

Apply for a loan
Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3 

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Choose the Ridgewood Credit Card that is right for you, apply now.
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Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.

Learn more about digital banking

Download the highly rated Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Laurelton Branch Celebrates 75 Years
Ridgewood Savings Bank Celebrates 75 Glorious Years of Serving Laurelton

Newly Reopened and Renovated State-of-the-Art Branch, Brings Together Local Leaders to Emphasize Bank’s Longtime Commitment to the Community

Message from the Chairman
Message from the Chairman

"This fall, let's embrace the changing seasons with open hearts and a focus on security, community, and personal connection."

Navy Djonovic
Ridgewood Savings Bank Appoints Navy Djonovic as Newest Member to Board of Trustees

Bank’s Longtime Trustees Henry “Hank” Braun and Paul Fitzpatrick to Retire

Back to School
With Back-to-School Only Weeks Away, Ridgewood Savings Bank Offers Simple & Easy Ways to Teach Students How to Save and Manage Money

Ridgewood's Suite of Back-to-School Products Helps Foster Financial Literacy for Young People, Providing Them with Valuable Tools and Resources to Succeed