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Ridgewood Savings Bank

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Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

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Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan.

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Choose the Ridgewood Credit Card that is right for you, apply now.
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Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Mortgages

Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.

Learn more about digital banking

Download the highly rated Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
 
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Lights, Camera, Save Contest Winners Announced as Ridgewood Savings Bank Celebrates Young Filmmakers Financial Literacy Efforts
"Lights, Camera, Save! Contest" Winners Announced

Ridgewood Savings Bank, a participant in the American Bankers Association's (ABA) "Lights, Camera, Save!" contest, is proud to announce the winners of its local competition. 

Six Strategies for Reducing Debt and Building Savings
Six Strategies for Reducing Debt and Building Savings

Can you tackle your debt and pump up your savings at the same time? The answer is yes. We'll show you six strategies to help you do both.

10 Tips for Effective Budgeting for Your Business
10 Tips for Effective Budgeting for Your Business

Creating a thorough and effective budget is one of the best ways to support your business’s growth. Follow the 10 budgeting best practices in our blog to help make sure you’re on the right track. 

New Rochelle Ribbon Cutting
Ridgewood Relocates to Larger, State-of-the-Art Space, Less Than a Mile Away from Former Location

New Location Reaffirms Bank's Strong Commitment to Deliver Outstanding Services and Investment in the New Rochelle Community.