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Ridgewood Savings Bank

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Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

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Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3 

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Choose the Ridgewood Credit Card that is right for you, apply now.
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Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.

Learn more about digital banking

Download the highly rated Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Spring Clean Your Finances
Enjoy Your Summer Travel: Here are Ridgewood's 8 Tips for a Stress-Free Vacation

Whether you are traveling abroad or staying closer to home, read our blog for tips to help you have a stress-free vacation.

New Rochelle Ribbon Cutting
Ridgewood Relocates to Larger, State-of-the-Art Space, Less Than a Mile Away from Former Location

New Location Reaffirms Bank's Strong Commitment to Deliver Outstanding Services and Investment in the New Rochelle Community.

How to Turn Your Child Into a Super Saver
How to Turn Your Child Into a Super Saver

Most parents aspire to raise children who will become responsible adults. Part of that journey to adulthood can be teaching kids to be financially responsible. Read the blog to learn more.

Teach Children to Save
Ridgewood Savings Bank to Provide Resources and Valuable Information at Elementary School in Brooklyn During Financial Literacy Month

As a community bank, we believe smart saving habits that begin earlier in life make for a better future.”