Convenient Digital Banking
Bank your way with the latest easy-to-use technology
More earnings. More protection. More freedom.
15 Month Penalty Free CD: 2.00% APY*
30 Month Variable Rate CD: 2.99% APY** Currently Yielding
Let us help your business save
Business Money Market Account
1.25%APY*
RIDGEWOOD ADVANTAGES
Now you can get a checking account that understands you. All of our accounts have convenient features designed to take the hassle out of banking. Whether you're looking for a high-yield interest rate, or a simple account for everyday use, we've got you covered.
Owning a home is the American dream. Our experienced consultants have been making that dream a reality for over 90 years. As a community bank, we have decades of experience working in the local markets you care about.
Managing a business is a big deal, banking shouldn't be. We understand how important small businesses are to the community, that's why we offer in-person workshops, and a full line of small business products designed to help you succeed.
55,000 free ATMs
MULTIPLY THE GOOD
Our bank is about more than numbers. It's about having a positive impact in the lives of our customers and the people in our community. We believe goodness inspires goodness, and a little generosity can have big effects over time. That's why Multiplying the Good is at the core of our identity.
For nearly 100 years, we have served local communities throughout New York. We offer a personal banking experience designed to develop your financial stability. As a mutual savings bank, we have no stockholders calling the shots. Our brand of banking is all about people working with people.
We are dedicated to brightening the path of banking by helping those in need. In 2017 we donated over $964,000 to community-focused organizations. Our employees donated thousands of man-hours volunteering for charitable institutions around New York. For us, giving back isn't a slogan -- it's what we do.