TOP THE TREASURY
4.14%APY
2-YEAR TREASURY INDEXED CD
Open this convenient, risk-free, variable yield account with no cap today!
Home Equity Products
Dream bigger and access cash from the equity of your home and enjoy a special fixed first-year rate.
Let Them Dream...
...While You Plan
While they're busy dreaming, you can start planning! There are several options available to help you manage the cost of college expenses - and we can help design your personalized roadmap.
Student Loans
Help take the stress out of paying for college. We’ve partnered with College Ave Student Loans® to help.
Free Virtual Homebuyers Seminars
If you have mortgage questions, we're here to answer them.
Ridgewood's Early Pay
Get paid up to two days earlier.* Just one more perk of banking with Ridgewood.
Apply for a Mortgage or HELOC, it's fast and easy.
Apply for a Ridgewood No Fee Personal Loan.
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.
Learn more about digital bankingDownload the highly rated Ridgewood Mobile Banking app today!
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
Celebrating Homeownership Month with Ridgewood Savings Bank - Realize Your Dream Today.
Over 5,600 Trees Planted - Cleanup Brings Employees Together in Service.
As the season of renewal unfolds, it brings a fresh wave of opportunities for your local business to blossom.
We are sharing a story that shows what is possible when determination meets the right support.