In observance of Martin Luther King, Jr. Day, all locations will be closed on Monday, January 18th.
COVID-19: Updated January 13, 2021: Learn what we are doing to help, and stay up-to-date on branch availability. Learn More.
We are committed to helping the small business community stay in business.
Apply for the Paycheck Protection Program (PPP) Loan.
Looking to buy or refinance?
Take advantage of great low rates.
15 Year Fixed Rate: 2.875% APR* 2.97%
15/1 ARM Rate: 3.250% APR* 3.25%
Read our helpful tips to learn more.
Powerful tools that enable you to bank on the go from anywhere with an internet connection.
Your photography skills are now money in the bank.
Access to 55,000 surcharge-free ATMs for Ridgewood Debit Card customers.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.
Learn more about digital bankingDownload the Ridgewood Mobile Banking app today!
View mobile banking demoNo Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
In today’s busy world, Multiply the Change is just one more convenient way Ridgewood helps you on your journey to financial security.
Ridgewood Savings Bank offers several affordable mortgage options, including Sonyma programs and the Ridgewood affordable loan, the Good Move Mortgage.
Ridgewood Expands Its Partnerships with Community-Based Organizations That Counsel First-Time Homebuyers
Want to Know How to Spot a Scam? Ridgewood Savings Bank’s New Videos Will Show You How!
Explore Our Core Values
Click on a core value below to learn more.
Relationships Competitive Rates Financial Solutions Giving Back Convenience Strength & StabilityFollow us on:
