Important Security Reminder:
Ridgewood Savings Bank or any Government/Law Enforcement Agency will NEVER contact you for account access credentials or to conduct transactions on anyone’s behalf.
We will NEVER tell our customers not to contact their local branch. Our branches are here to assist you with your banking needs and concerns.
Ridgewood Savings Bank is FDIC-Insured
Learn how your FDIC insurance coverage works.
GET A 0.50% RATE BONUS1 ON ANY IRA CD
Choose your term and we’ll raise your rate an extra 0.50%!1
Homebuyer Dream Program
Receive up to $9,500 towards the purchase of your first home if you qualify.
Business Money Market Account
Let us help your business save and earn 2.00% APY* with our Business Money Market Account.
Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA
Apply for a Mortgage or HELOC, it's fast and easy.
Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.
Learn more about digital bankingDownload the highly rated Ridgewood Mobile Banking app today!
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
Ribbon Cutting at New Location Also Hails Arrival of Recently Launched Ridgewood BankOn Checking and SBA 7 (a) Loan Program – Products Designed to Assist Communities and Small Businesses
"As I look back upon last year, 2022 surely represented another remarkable and historic year for Ridgewood Savings Bank."
With New Location Arrives Recently Launched Ridgewood BankOn Checking and SBA 7 (a) Loan Program – Products Designed to Assist Communities and Small Businesses
Long Time Customers, Civic Groups, and Local & County Officials Share Stories of How New York’s No. 1 Community Bank Treats Them Like Family