Important Information: As per New York State guidelines, individuals are required to wear masks while in any Ridgewood Savings Bank location. Learn more.
Your First Home.
Our First Priority.
Get up to $100,000 toward a down payment through the HomeFirst Program if eligible.
The Ridgewood Home Equity Line of Credit ... Affordable Financing for Your Big Plans
With our special fixed first year rate, now could be the perfect time to apply.
Unlock Your Financial Potential
See how we help you learn and grow via our new TV spots.
Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA
Apply for a Mortgage or HELOC, it's fast and easy.
Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3
Consumer Credit Card
Business Credit Card
Ridgewood Financial Academy
Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.
Products & Services
Premier Checking
Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.
Mortgages
Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.
Business Banking
You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.
Digital Banking
A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. That's why we provide a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.
Learn more about digital bankingDownload the Ridgewood Mobile Banking app today!
View mobile banking demo
No Fee Personal Loan
For those memorable moments, planned or unplanned, let financing be the easiest decision you make.
Learn more about our No Fee Personal Loan
Ridgewood Financial Services
Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.
Working with Homebuyers, NYC Counseling Agencies Educate & Refer Consumers to Bank to Help Realize the Dream of Home Ownership
Sanchioni to Replace Carlos R. Sanchez, Whose Retirement Was Also Announced
'As Bank Celebrates 100th Year,' Its Restoration and Renovation of 10,000 Square Feet of Space Will Serve Future Needs and Growing Community
'A Big Day in Bank’s 100th Year’ and a Testimonial to Ridgewood’s Vitality and Flourishing Business Community in the North Bronx