Ridgewood Bank Blog | Multiplying the good in banking, in our communities, and in life
Spring into Growth: Financial Solutions to Help Your Local Business Bloom
April 25, 2025
Spring has sprung in our neighborhoods – from the vibrant streets of Queens and the eateries of Manhattan to the bustling shops of the Bronx and the welcoming storefronts of Long Island and Westchester! As the season of renewal unfolds, it brings a fresh wave of opportunities for your local business to blossom. Whether you're envisioning a brighter ambiance for your cafe, stocking up your shelves for the busy season at your hardware store, or showcasing a new collection in your boutique, now is the ideal time to cultivate growth and achieve lasting success.
5 Business Banking Blunders
March 28, 2025
If you’re a busy entrepreneur, business banking solutions can help you gain operational efficiencies and enhance your enterprise’s financial position. But too many small-business owners overlook helpful tools and best practices, leaving potential cash on the table and, in some cases, putting their hard-earned resources and reputations at risk.
Read our blog to boost your business game and avoid 5 common pitfalls:
A Neighborly Guide to Tax Season: Stay Calm and File On
March 25, 2025
Tax season is in full swing, and the April 15 deadline is fast approaching! But don’t stress—there’s still time to get organized and file with confidence. With a little planning and a few smart tips, you can check this off your to-do list with ease.
9 Cybersecurity Best Practices for Your Small Business
February 19, 2025
Cyberattacks cause billions of dollars in business losses every year. Because smaller firms often have limited resources, they’re especially vulnerable to these threats and the financial, reputational, and legal damage that can result. But even with a modest IT budget, you can take crucial steps to improve your business’s cybersecurity. Follow these best practices to help stave off security concerns.
Plan Your Future With An IRA
February 7, 2025
Saving for retirement is one of the most important steps toward securing your financial future. If you're feeling overwhelmed by the many options available, you're not alone. Explore some of the most popular tools for retirement savings in our blog. It could be just what you need to achieve your financial goals.
10 Tips for Effective Budgeting for Your Business
January 30, 2025
It may feel like a chore, but creating a thorough and effective budget is one of the best ways to support your business’s growth. It helps you see the bigger picture and allows you to find the best ways to allocate resources and boost your profits. Budgeting can help you understand and plan for many different factors that affect your business.
Follow the 10 budgeting best practices in our blog to help make sure you’re on the right track.
Six Strategies for Reducing Debt and Building Savings
January 17, 2025
Can you tackle your debt and pump up your savings at the same time? The answer is yes. We’ll show you six strategies to help you do both. Paying off your debt while building your savings can be tricky, but it’s all about balance. Do you want to put more money toward reducing your debt or more into long-term savings? The key is finding the balance that works for you. And the sooner you start, the better equipped you’ll be to reach your financial goals.
Help conquer Your Fears and Take Action with These Year-End Tax Savings Tips, Useful for Consumers and Small Business Owners
December 10, 2024
Tax season doesn’t have to be overwhelming. Ridgewood Savings Bank is here to guide you through year-end tax planning with practical tips that can make a big difference, whether you are a consumer or small business owner. With thoughtful preparation and smart strategies, you can head into the new year with confidence that you’ve taken some smart steps to set yourself up for financial success.
Smart Holiday Shopping: Budget-Friendly Tips for Black Friday & Cyber Monday
November 22, 2024
Whether you’re gearing up for major savings on Black Friday deals, planning to shop local for Small Business Saturday, or hunting for best online offers on Cyber Monday, a little strategy can go a long way. Ridgewood Savings Bank offers essential tips to help you shop smart and stay secure this holiday season. Read our blog for eight budget-friendly tips.
This National Online Bank Day (October 14) and Every Day, Let's Help You Stay Safe and Protect Your Financial Health. Ridgewood's 12 Cybersecurity Tips Every Bank Customer Should Know.
October 9, 2024
As we approach National Online Bank Day on October 14th, prioritizing cybersecurity and protecting your financial well-being is more important than ever. Read our blog for 12 Cybersecurity Tips for Bank Customers.
Money Matters: A Step-by-Step Guide to Improve Financial Literacy for Businesses
September 25, 2024
Taking the leap into entrepreneurship is an exciting journey, but it comes with financial responsibilities that can make or break your business. Our free online resource, Small Business Essentials, can help you navigate these challenges with key insights designed specifically for small businesses. Spanning topics from managing cash flow to understanding tax obligations, this guide can help entrepreneurs avoid costly mistakes and focus on sustainable growth. Read our blog to learn more.
Back-to-School on a Budget: 8 Tips You Need
August 26, 2024
As the back-to-school season approaches, so do the essentials that kids need that can strain any budget. The cost of supplies and clothing adds up. Read our blog to learn eight helpful back-to-school on a budget tips:
Mobile Banking for College Students: Ten Essential Tips
August 20, 2024
If you’re a college student, managing your finances efficiently is really important. Whether you’re grabbing coffee between classes, paying for textbooks, or splitting dinner with friends, you’ll want to keep your finances in good shape. Ridgewood Savings Bank's Digital Banking offers the tools you need to help you make the most of your mobile banking experience during your college years. Read our blog to learn ten essential tips:
Savings for Beginners: 7 Tips for Long-Term Growth
August 9, 2024
Among the first things that need to be done on the road to financial security is saving money. Experts agree that building savings is key to financial independence. Read our blog with seven tips for long-term savings growth.
Gen Z and Their Finances: Debunking Myths and Building a Solid Future
July 29, 2024
At this time, Gen Z, the generation born between the mid-1990s and early 2010s, is entering the workforce and taking charge of their finances. This generation faces unique challenges and opportunities when it comes to money management. Read our blog to gain an understanding and debunk myths regarding Gen Z and their finances and building a solid future.
Enjoy Your Summer Travel: Here are Ridgewood’s 8 Tips for a Stress-Free Vacation
July 18, 2024
Summer is a great time to plan your next adventure. Whether you are traveling abroad or staying closer to home, you’ll need to remain vigilant about managing and protecting your identity and finances. We’ve prepared an informal checklist as a guide to help you keep track of your finances safely and securely for an enjoyable, stress-free vacation. Read our blog to see the checklist.
Spring Cleaning Your Finances: Make a Fresh Start with Ridgewood Savings Bank
May 9, 2024
As the gentle breezes of spring waft through the air, spring-cleaning is on the mind. But it's not just our homes that need a thorough scrub, our finances, too, can benefit from a seasonal refresh. At Ridgewood Savings Bank, we believe in empowering our customers to take control of their financial health, so read our blog for suggestions on how to help spring clean your finances effectively.
How to Turn Your Child Into a Super Saver
April 30, 2024
Most parents aspire to raise children who will become responsible adults. Part of that journey to adulthood can be teaching kids to be financially responsible. According to a report in Forbes, in the United States today, 88% of US adults said they did not feel “fully prepared” upon leaving high school to make good financial decisions.
Fear Not, Be Prepared: Conquer Tax Season with Ease
March 11, 2024
Tax season: a phrase that strikes dread into the hearts of even the most organized individuals. On average, people spend 13 hours filing their taxes. With a little preparation and some helpful tips, you can navigate this yearly process with confidence. Continue reading our blog to help you have a smooth and stress-free tax season:
Navigating Tax Season:
Seven Essential Tips for Small Businesses
March 4, 2024
As a community-focused bank, we understand the unique challenges that small businesses can face, especially during tax season. Preparing for taxes can be a daunting task, but with the right strategies and tools, you can manage this process efficiently. In this blog, we’ll share some essential tax tips to help your small business navigate this critical endeavor.
Conquering Post-Holiday Spending Like a Champion with Ridgewood Savings Bank
February 13, 2024
For most of us the echoes of the recent holidays are beginning to soften, but for others, the financial aftermath of post-holiday spending may still loom large.
Fear not! Ridgewood Savings Bank is here to provide some powerful savings account products and services, and tips to help conquer post-holiday debt and emerge as a financial champion. Continue reading the blog to learn more.
Navigating the Waves: How the Fed's 2024 Interest Rate Cuts Impact Consumers and Mortgages
January 17, 2024
In the ever-changing landscape of the financial world, one constant remains: the Federal Reserve's influence on interest rates. Recently, the Fed made waves with its signal that interest rates may be cut three times in 2024. So, what does this news mean for homebuyers? Continue reading the blog to learn more.
