Skip to main content

Ridgewood Savings Bank

Ridgewood Savings Bank logo
Wealth Management
Digital
Learn
CDs

1. Annual Percentage Yield.
2. A minimum deposit to open is $100 and maximum individual deposit amount of $500,000. Upon maturity, the 2-Year Treasury Indexed CD will roll over into a regular 2-year certificate of deposit at a fixed rate.
3. The 2-Year Treasury Indexed CD is an adjustable rate account that has no cap and a .25% floor.
4. Annual Percentage Yield (APY) displayed as of November 30, 2023. The yield will be based on the 2-Year U.S. Treasury Rate on the quarterly dates of March 1, June 1, September 1, December 1 or the next business day thereafter, plus 0.25%. The Annual Percentage Yield assumes interest will remain on deposit until maturity.
5. Deposits at Ridgewood Savings Bank are generally insured by the FDIC up to a total of $250,000 per depositor.

 

Early withdrawal penalties apply on CD accounts. Fees may reduce earnings. Other fees and restrictions may apply. Offers subject to change and early termination without prior notice at any time. Products, services, terms and conditions subject to change or discontinuance without notice. The 2-Year Treasury Indexed CD is available for consumers only.

calculator

HOW MUCH WILL MY CD EARN

Initial Deposit

Calculate

2.50% APY*

3.40% APY*

3.75% APY*

4.25% APY*

4.10% APY*

4.00% APY*

3.85% APY*

3.85% APY*

3.75% APY*

3.75% APY*

3.75% APY*

OUR CURRENT CD OPTIONS

Tools

Our tools and resources

Explore budgeting tools, helpful video demos, and security tips in our resource section.

Go now