CDs

Certificates of Deposit (CDs)

If you're looking to maximize earnings while minimizing risk, Ridgewood has a CD product for you.

OPEN AN ACCOUNT

calculator

HOW MUCH WILL MY CD EARN

Initial Deposit

Calculate

0.30% APY*

0.35% APY*

0.40% APY*

0.45% APY*

0.50% APY*

0.55% APY*

0.60% APY*

0.65% APY*

0.70% APY*

0.75% APY*

0.80% APY*

OUR CURRENT CD OPTIONS

OPEN AN ACCOUNT ASK A QUESTION

A CD is a great option for keeping your money safe over time, while earning higher than normal interest rates. Many people use CDs to save for retirement, college, or other long-term goals. As long as quick access to funds is not your primary objective, then our CDs offer minimum risk with maximum earnings. Earn competitive rates of return, which are guaranteed for the entire term of the CD.

Product Minimum to Open Current Interest Rate Current APY*
90 Day CD $500 0.30% 0.30%
6 Month CD $500 0.34% 0.35%
9 Month CD $500 0.39% 0.40%
12 Month CD $500 0.44% 0.45%
18 Month CD $500 0.49% 0.50%
24 Month CD $500 0.54% 0.55%
36 Month CD $500 0.59% 0.60%
48 Month CD $500 0.64% 0.65%
60 Month CD $500 0.69% 0.70%
72 Month CD $500 0.74% 0.75%
84 Month CD $500 0.79% 0.80%
 
OPEN AN ACCOUNT ASK A QUESTION

Rates are effective as of 2/01/2021

*Annual Percentage Yield

Early withdrawal penalties apply on CD accounts.

Rates and terms are subject to change without notice.

Tools

Our tools and resources

Explore budgeting tools, helpful video demos, and security tips in our resource section.

Go now