CDs

Certificates of Deposit (CDs)

If you're looking to maximize earnings while minimizing risk, Ridgewood has a CD product for you.

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HOW MUCH WILL MY CD EARN

Initial Deposit

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0.35% APY*

0.40% APY*

0.45% APY*

0.50% APY*

0.55% APY*

0.60% APY*

0.65% APY*

0.70% APY*

0.80% APY*

0.85% APY*

0.90% APY*

OUR CURRENT CD OPTIONS

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A CD is a great option for keeping your money safe over time, while earning higher than normal interest rates. Many people use CDs to save for retirement, college, or other long-term goals. As long as quick access to funds is not your primary objective, then our CDs offer minimum risk with maximum earnings. Earn competitive rates of return, which are guaranteed for the entire term of the CD.

Product Minimum to Open Current Interest Rate Current APY*
90 Day CD $500 0.34% 0.35%
6 Month CD $500 0.39% 0.40%
9 Month CD $500 0.44% 0.45%
12 Month CD $500 0.49% 0.50%
18 Month CD $500 0.54% 0.55%
24 Month CD $500 0.59% 0.60%
36 Month CD $500 0.64% 0.65%
48 Month CD $500 0.69% 0.70%
60 Month CD $500 0.79% 0.80%
72 Month CD $500 0.83% 0.85%
84 Month CD $500 0.88% 0.90%
 
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Rates are effective as of 11/16/2020

*Annual Percentage Yield

Early withdrawal penalties apply on CD accounts.

Rates and terms are subject to change without notice.

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