
Digital Banking
Bank Your Way with the Latest Easy-to-Use Technology
Register for Online Banking or Download the App
POWERFUL BANKING TOOLS. AVAILABLE ANYTIME, ANYWHERE.
A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. With Online Banking, as well as our Mobile Banking app, you'll have a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.
MOBILE AND ONLINE BANKING
Handle your banking whenever and wherever you want.
- Bill pay
- Recurring transfers
- Real-time notifications
- Money Management (MX)
- Debit card rewards
- Touch ID login
- Check deposit
- Quick Balance
- Money transfers with Zelle®***
- SmartWatch Banking
To get started, download the Ridgewood Mobile Banking app today!
Zelle is a convenient way to send money using your mobile banking app or online banking account.
Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number.
Learn More
EXPLORE OUR FEATURES
Turn to Ridgewood for better ways to spend, manage and protect your money.
Visit our How-To Videos Page to learn how to start using our convenient digital banking features today.
ALEXA VOICE BANKING
Need to check your balance or review recent transactions? All you have to do is ask.
Get quick hands-free and voice-activated access to your Ridgewood banking information using your Amazon Alexa-enabled device.*
Learn more or get started by downloading the Amazon Alexa app.
Alexa Voice Banking
MOBILE WALLET®
Add your Ridgewood debit card to your Mobile Wallet! Enjoy quick access to your money through Google Pay™, Apple Pay®, Samsung Pay®, Fitbit Pay™ or Garmin Pay™. Use your Ridgewood Debit Mastercard® to pay directly from your phone, SmartWatch or fitness tracker.
- Faster
- More secure
- No card required
- Available at thousands of businesses
Apple Pay® Mobile Wallet
Google Pay™ Mobile Wallet
Samsung Pay® Mobile Wallet
DEBIT CARD REWARDS
We offer two FREE rewards programs for your Ridgewood Debit Mastercard® and easy ways to redeem rewards online.
uChoose Rewards®
- Earn rewards points automatically when you make purchases with your debit card.
- Check your points balance and redeem points online.
- Access a vast selection of rewards, including sporting events, concert tickets and much more.**
Purchase Rewards
- Enjoy exclusive cash-back offers at select retailers.
- Simply sign in to Online or Mobile Banking to activate offers.
- Cash back on qualifying purchases is deposited right into your Ridgewood account by the end of the month.
Debit Card Rewards
MONEY MANAGEMENT (MX)
With Ridgewood's Money Management (MX) tool, you can see all your Ridgewood and outside accounts in one place. It's a smart, user-friendly way to stay on top of your finances.
- Track your spending.
- Create a budget.
- Set savings goals.
- Manage debt.
- Monitor your overall financial health.
SMARTWATCH BANKING
Make purchases, see transactions and get up-to-the-minute balances at a glance with SmartWatch Banking, available for free with our Mobile Banking app.
- Make sure your Apple Watch is paired with your iPhone.
- Download the latest version of the Mobile Banking app from the App Store.
- After logging in for the first time, go to Settings > Apple Watch and enable.

CARD CONTROLS
Take control of your Ridgewood debit card and help prevent unauthorized transactions, right from your phone or computer. This free tool is built right into Ridgewood's Online and Mobile Banking to help you fight fraud and manage your card, quickly and easily.
- Get real-time alerts when your card is used, approved or declined.
- Monitor balances and recent transactions on the go.
- Control how and where the card is used - you can set limits based on location, merchant category, transaction type and dollar amount.
- Turn off your debit card to prevent unauthorized transactions if it's lost or stolen.

Products, services, terms and conditions subject to change or discontinuance without notice.
*Amazon, Alexa and all related logos are trademarks of Amazon.com, Inc. or its affiliates. All other trademarks referenced in this material are the property of their respective owners.
**Benefits, Rewards Points, and the redemption of Rewards Points under the uChoose Rewards Program are administered by Fiserv, Inc., an unaffiliated third-party vendor of Ridgewood Savings Bank. uChoose Rewards is a trademark of Fiserv, Inc. Program is subject to change or discontinuance without notice.
***Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.