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Ridgewood Savings Bank

Ridgewood Savings Bank logo
Wealth Management
Mobile Apps


A busy schedule shouldn't keep you from making the most of your money - or taking steps to safeguard your account. With Online Banking, as well as our Mobile Banking app, you'll have a full array of time-saving tools that enable you to bank on the go from anywhere with an internet connection.


Handle your banking whenever and wherever you want.

  • Bill pay
  • Recurring transfers
  • Real-time notifications
  • Money Management (MX)
  • Debit card rewards
  • Touch ID login
  • Check deposit
  • Quick Balance
  • Money transfers with Zelle®***
  • SmartWatch Banking

To get started, download the Ridgewood Mobile Banking app today!

mobile app     mobile app


Zelle is a convenient way to send money using your mobile banking app or online banking account.

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number.
Learn More




Turn to Ridgewood for better ways to spend, manage and protect your money.

Visit our How-To Videos Page to learn how to start using our convenient digital banking features today.


Need to check your balance or review recent transactions? All you have to do is ask.

Get quick hands-free and voice-activated access to your Ridgewood banking information using your Amazon Alexa-enabled device.*

Learn more or get started by downloading the Amazon Alexa app.


Alexa Voice Banking


Add your Ridgewood debit card to your Mobile Wallet! Enjoy quick access to your money through Google Pay, Apple Pay®, Samsung Pay®, Fitbit Pay or Garmin Pay. Use your Ridgewood Debit Mastercard® to pay directly from your phone, SmartWatch or fitness tracker.

  • Faster
  • More secure
  • No card required
  • Available at thousands of businesses

Learn More

Apple Pay® Mobile Wallet

Google Pay Mobile Wallet

Samsung Pay® Mobile Wallet


We offer two FREE rewards programs for your Ridgewood Debit Mastercard® and easy ways to redeem rewards online.

uChoose Rewards®

  • Earn rewards points automatically when you make purchases with your debit card.
  • Check your points balance and redeem points online.
  • Access a vast selection of rewards, including sporting events, concert tickets and much more.**

Purchase Rewards

  • Enjoy exclusive cash-back offers at select retailers.
  • Simply sign in to Online or Mobile Banking to activate offers.
  • Cash back on qualifying purchases is deposited right into your Ridgewood account by the end of the month.

Learn More

Debit Card Rewards


Concerned about fraud or identity theft? Sign up for Debit Card Fraud Text Alerts through Online Banking. If there's a possibly fraudulent transaction, Ridgewood will let you know in real time.

Debit Card Fraud Text Alerts


With Ridgewood's Money Management (MX) tool, you can see all your Ridgewood and outside accounts in one place. It's a smart, user-friendly way to stay on top of your finances.

  • Track your spending.
  • Create a budget.
  • Set savings goals.
  • Manage debt.
  • Monitor your overall financial health.

Learn More


Make purchases, see transactions and get up-to-the-minute balances at a glance with SmartWatch Banking, available for free with our Mobile Banking app.

  1. Make sure your Apple Watch is paired with your iPhone.
  2. Download the latest version of the Mobile Banking app from the App Store.
  3. After logging in for the first time, go to Settings > Apple Watch and enable.

View Apple Watch Demo

  1. Download the latest version of the Mobile Banking App from Google Play.
  2. Log in to the Mobile Banking App on your phone.
  3. After logging in for the first time, enable Quick Balance by going to Settings > Quick Balance > Android Wear.

View Android Wear Demo


Take control of your Ridgewood debit card and help prevent unauthorized transactions, right from your phone or computer. This free tool is built right into Ridgewood's Online and Mobile Banking to help you fight fraud and manage your card, quickly and easily.

  • Get real-time alerts when your card is used, approved or declined.
  • Monitor balances and recent transactions on the go.
  • Control how and where the card is used - you can set limits based on location, merchant category, transaction type and dollar amount.
  • Turn off your debit card to prevent unauthorized transactions if it's lost or stolen.
image of card controls panel

Products, services, terms and conditions subject to change or discontinuance without notice.

*Amazon, Alexa and all related logos are trademarks of, Inc. or its affiliates. All other trademarks referenced in this material are the property of their respective owners.

**Benefits, Rewards Points, and the redemption of Rewards Points under the uChoose Rewards Program are administered by Fiserv, Inc., an unaffiliated third-party vendor of Ridgewood Savings Bank. uChoose Rewards is a trademark of Fiserv, Inc. Program is subject to change or discontinuance without notice.

***Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.