THE RIGHT CHECKING ACCOUNT.
You'll find it at Ridgewood.
GET MORE FROM YOUR CHECKING ACCOUNT. AND YOUR BANK.
90,000 Surcharge Free ATMs
Access your account with no fee at 90,000 AllPoint and MoneyPass ATMs around the world with you Ridgewood Debit Card.
24/7 Digital Banking
Manage your money – wherever, whenever – with our Online Banking and mobile apps.
Instant-Issue Debit Card
Get your Ridgewood Debit Mastercard® the same day you open your account in a branch.
Debit Card Rewards
Get two FREE rewards programs to earn cash back and cool stuff with your debit card purchases.
ID Theft Resolution Services
24/7 ID Theft Resolution Services are just a phone call away at (833) 464-8099.
COMPARE CHECKING ACCOUNTS
| FLEXIBLE & AFFORDABLE Ridgewood Good Overview |
COMPETITIVE RATE Checking with Interest Overview |
GREAT RATE & PREMIUM BENEFITS Premier Checking Overview |
FREE ACCOUNT FOR STUDENTS Student Advantage Overview |
|
|---|---|---|---|---|
| Minimum Opening Deposit | $25 | $100 | $250 | $25 |
| Monthly Service Fee | $3 How to avoid fees |
$10 How to avoid fees |
$15 How to avoid fees |
$0 (for qualifying students) |
| Pays Interest | No | Competitive tiered rates (see rates) |
Higher rates with higher balances (see rates) |
No |
| Free Debit Card & 90,000 Free ATMs Find ATM |  |
|
|
|
| Free Online & Mobile Banking Learn More | |
|
|
|
| Ridgewood Fee Waived for Out-of-Network ATMs | No | No | 2x per month | 8x per month |
| Provider Fee Waived for Out-of-Network ATMs | No | No | 2x per month (up to $10) | No |
| Debit Card Rewards Learn More | |
|
|
|
| ID Theft On-Call Resolution | |
|
|
|
|
ID Protection Plus Learn More |
$4.99 per month | $4.99 per month | FREE | $4.99 per month |
| Free Checks* | First order (40) | First order (40) | One order (40) per year | First order (40) |
| Additional Benefits |
|
|
||
| More Information | Account Disclosures OPEN ACCOUNT |
Account Disclosures OPEN ACCOUNT |
Account Disclosures OPEN ACCOUNT |
Account Disclosures OPEN ACCOUNT |
We want you to make an informed decision when choosing your account. See our Disclosure of Service Charges for all account and transaction fees.
MAKE YOUR FINANCES FIT YOUR LIFE.
Account Transfers
Easily move money between your Ridgewood checking and savings accounts, or set up automatic transfers through Online Banking or your Mobile Banking app.
Card Controls
Take control of your Ridgewood debit card and help prevent unauthorized transactions, right from your phone using our Mobile Banking App. Get real-time alerts, control how the card is used and even turn your card "off" if it's ever lost or stolen. Learn more
Money Management (MX)
This free tool, available through Online Banking and the Mobile Banking app, links your Ridgewood accounts with accounts you have with other institutions to help you establish a budget, set savings goals, manage debt and monitor your overall financial health.
Overdraft Privilege
We encourage our customers to monitor their accounts, but we understand that mistakes happen. To help prevent the headaches that come with declined payments, we offer two Overdraft Protection services. Learn more
HELPFUL RESOURCES
Ridgewood Financial Academy
Learn key financial skills in 10 minutes or less.
Access free online financial education with the Ridgewood Financial Academy.
GET STARTEDMake the Switch with Our Help
We have everything you need to make switching banks simple, easy and stress-free.
ONLINE SWITCH KITOrder Checks Online
Running low? Order checks quickly and securely through our trusted check provider. Please use Ridgewood's routing number to order: 226071033.
ORDER CHECKS