Business Credit Card Special Offers

Get the purchasing power to help your business grow, from the local bank you know. 

Enjoy the benefits of a Ridgewood Business Mastercard®.

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Fast, Secure Purchases

Accepted at millions of merchants worldwide.

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Receipt Management App

Streamline expense tracking and skip the extra paperwork.

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24/7 Support

And easy online account access.

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Convenient Ways to Pay

Pay your bill via automatic debit, online bill pay, at a branch or by mail.

COMPARE CREDIT CARDS

  Business Platinum Rewards Mastercard image Business Platinum Mastercard image Business World Mastercard image
 

Business Platinum Rewards Mastercard®

Earn Rewards Points and redeem them for cash back, travel or popular gift cards.

APPLY NOW*

*Exclusively for Ridgewood deposit customers

Business Platinum Mastercard®

With a lower APR, This card is ideal for businesses that may need to carry a balance.

APPLY NOW*

*Exclusively for Ridgewood deposit customers

Business World Elite Mastercard®

Earn more Rewards Points on travel, dining and gas purchases.  

APPLY NOW*

*Exclusively for Ridgewood deposit customers

Special Introductory Offer
  • 0% intro APR1 for 12 months on balance transfers.
  • After the introductory period, a variable APR of 12.99% - 18.99% will apply.
Terms and Conditions
  • 0% intro APR for 12 months on balance transfers.
  • 0% intro APR for 6 months on purchases.
  • After the introductory periods, a variable APR of 8.99% - 16.99% will apply.
Terms and Conditions
  • Get $500 worth of Rewards Points2 when you spend $5,000 on purchases in the first 90 days from account opening.
  • No foreign transaction fee.
Terms and Conditions
Rewards

Earn 1 point for every $1 spent with no limit

Rewards Terms and Conditions

N/A

Earn 3 points for every $1 spent on travel and dining

Earn 2 points for every $1 spent on gasoline

Earn 1 point for every $1 spent on all other purchases

No limit on Rewards Points earned

Rewards Terms and Conditions

Rate Variable APR of 12.99 - 18.99% APR, based on creditworthiness Variable APR of 8.99% - 16.99% APR, based on creditworthiness Variable APR of 12.99% - 19.99% APR, based on creditworthiness
Annual Fee No Annual Fee
Terms and Conditions
No Annual Fee
Terms and Conditions
$95 - Fee waived for first year
Terms and Conditions
Over Limit Fee $35 - Waived if less than $100 over limit
Terms and Conditions
$35 - Waived if less than $100 over limit
Terms and Conditions
$35 - Waived if less than $100 over limit
Terms and Conditions
Balance Transfers Either $10 or 3%, whichever is greater Either $10 or 3%, whichever is greater Either $10 or 3%, whichever is greater

 

Click here to learn more about our 

PERSONAL CREDIT CARDS

MORE PERKS FOR YOU AND YOUR BUSINESS

No matter which card you choose, you'll enjoy Ridgewood's exceptional local service and these valuable Mastercard® benefits:**

Exclusive Discounts

Save on Quickbooks® Online & TurboTax®.

Extended Warranty

For eligible items purchased with your Ridgewood Business Mastercard®.

Mastercard Global Services

You can access 24-hour assistance for lost and stolen cards, emergency card replacement and more.

MasterRental® Coverage

Get insurance coverage for car rentals when you pay with your credit card.

Identity Theft Resolution Services

Available 24/7 from Mastercard®.

If you have any questions, please reach out to your Business Banking Relationship Manager to learn more.

 
To report a lost or stolen Ridgewood Credit Card immediately call
(855) 401-4743, 24/7.

Subject to Credit Approval. New Cardmembers Only. APR = Annual Percentage Rate. All offers and terms are subject to change at any time without notice.

1 Business Platinum Rewards Mastercard Intro APR Offer on Balance Transfers: The Introductory APR for balance transfers is 0% for 12 months, followed by a variable APR that is based on the WSJ Prime Rate and your creditworthiness. The rate as of 3/25/20 is 12.99% to 18.99%. The balance transfer must be completed within 60 days of account opening. You will be charged a balance transfer fee of either $10 or 3% of the amount of the transfer (whichever is greater) for each balance transfer.

Business World Elite Mastercard Bonus Offer: A Bonus will be awarded as 50,000 Rewards Points, which can be redeemed for a $500 statement credit. To earn Bonus, you must complete $5,000 in purchases with your World Elite Mastercard during the first 90 days from account opening, which begins on the date of the new account letter and ends 90 days later. Purchases to meet the $5,000 spending requirements ("Qualifying Purchases") do NOT include fees or interest charges, balance transfers, cash advances, convenience checks, disputed or unauthorized purchases/fraudulent transactions, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. Qualifying purchases also do not include any refunds or credit adjustments as shown on the monthly statement. Qualifying Purchases can be made by any cardholder(s) authorized to make purchases on the credit card account. For details on the Rewards Program, please visit https://ridgewoodbank.myapexcard.com/apply#p=application/rewardsTerms. Rewards options and offers are subject to change or termination without notice. 

 Business Platinum Mastercard Intro APR Offer on Balance Transfers: The Introductory APR for balance transfers is 0% for 12 months, followed by a variable APR that is based on the WSJ Prime Rate and your creditworthiness. The rate as of 3/25/20 is 8.99% to 16.99%. The balance transfer must be completed within 60 days of account opening. You will be charged a balance transfer fee of either $10 or 3% of the amount of the transfer (whichever is greater) for each balance transfer.

 Business Platinum Mastercard Intro APR Offer on Purchases: The Introductory APR for purchases is 0% for six months, followed by a variable APR that is based on the WSJ Prime Rate and your creditworthiness. The rate as of 3/25/20 is 8.99% to 16.99%.

Fees and Interest (Applies to the Platinum Mastercard, Platinum Rewards Mastercard, and World Elite Mastercard ): There is no annual fee for the Platinum Mastercard and the Platinum Rewards Mastercard. There is a $95 annual fee for the World Elite Mastercard that is waived for the first year from account opening. For all cards, you will not be charged any interest if you pay your entire balance by the due date each month. The due date will be at least 25 days after the close of each billing cycle. If you are charged interest, the minimum interest charged will be no less than $1. The cash advance fee for all cards is either $10 or 4% of the amount of each cash advance (whichever is greater). The APR for cash advances is 23.99%. The Platinum Mastercard and the Platinum Rewards Mastercard fee for foreign transactions is 1.5% of each transaction in U.S. dollars. There is no foreign transaction fee for the World Elite Mastercard. For all cards, the fee for each late payment is up to $35; the fee for each returned payment is up to $35; there is no over-the-credit limit fee.

* Ridgewood Savings Bank will not hold you responsible for unauthorized transactions if you used reasonable care in protecting your card from loss or theft and promptly reported the loss or theft to us. See your Mastercard® Guide to Benefits for more information.

** Certain restrictions, limitations, and exclusions apply. Please consult your Mastercard® Guide to Benefits for specific benefit configuration.

*** Mastercard cardholders can save up to $20 on TurboTax federal products and save 40% on QuickBooks Online for 12 months. Please consult your Mastercard® Guide to Benefits for details.

"Mastercard" and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. QuickBooks and TurboTax are registered trademarks of Intuit Inc.