Ridgewood Savings Bank's Internet Privacy Statement
Ridgewood Savings Bank is highly committed to providing our customers with a high level of security and privacy with regard to the collection, use, and sharing of our customers' personal and financial information, as well as that of visitors to our web site. Since we are part of an industry that deals with sensitive financial information, we will work diligently to help ensure that your information is protected and kept secure.
Site Traffic Statistics
As you view our web site, information is collected about your visit, but we will not obtain personal information about you unless you choose to provide such information. Through our web server logs, we determine statistics such as the domain name from which you accessed the Internet (e.g. AOL), and which pages were viewed on our site.
How We Collect and Use Information
We may collect certain information on our site using cookies and other technologies. A "cookie" is a small piece of information stored on the web browser of your computer. A cookie enables us to analyze the number of people visiting our site, how many people returned to the site for another visit, and which pages were viewed by the visitor. By capturing these statistics, we are able to manage the site capacity and tailor the information provided to better serve the needs of consumers.
We may collect personal information from you through our online services, directly or through our service providers. For example, you may provide us with your name, mailing address, phone number, email address, account number, date of birth and Social Security number (SSN) when you fill out an online form or survey, register, log into or update your account through our online services, register for a marketing offer or input financial or other information into one of our mobile apps. Please refer to our Customer Privacy Statement regarding how we collect, use and share your personal information.
Online Behavioral Advertising
We use third-party advertising companies to advertise our products and services on our and other websites. Online behavioral advertising means the tracking of a consumer’s online activities over time in order to deliver advertising targeted to the individual consumer’s interests. Our advertising service providers may use certain information to help select which of our advertisements and offers you may be interested in. Some of the online behavioral advertising may use information collected by third-party service providers. Please note that third party sites are not subject to our privacy statement. You can learn about how to exercise choice regarding the collection of information about your online activities by our third-party service providers by visiting https://youradchoices.com/control.
Protecting Children’s Privacy
The Children's Online Privacy Protection Act (“COPPA”) restricts the collection, use, or disclosure of personal information from and about children under the age of 13 on the internet. Our site is not targeted to individuals under thirteen (13) years of age. Please visit the Federal Trade Commission website for more information about COPPA.
Protecting Individual Health Information
To the extent you provide any medical or personal health information, we will not use or disclose such information except as allowed or required by applicable law.
Disclosure of Account Information
It is our general policy to treat your account information as confidential. However, we will disclose information to third parties about your account or the transactions you make ONLY in the following situations:
- Where it is necessary for completing transactions;
- Where it is necessary for activating additional services;
- In order to verify the existence and condition of your account to a third party, such as a credit bureau or Payee;
- To a consumer reporting agency for research purposes only;
- In order to comply with a government agency or court orders; or,
- If you give us your written permission.
We are committed to safeguarding your personal information. We comply with applicable standards to protect and limit access to your personal information. Currently, E-mail transmissions to us are not encrypted on our web site.
Since that information you send to us electronically may not be secure when it is transmitted to us, we recommend that you do not use unsecure channels to communicate sensitive or confidential information to us.
Changes to this Privacy Statement
We may change our privacy practices and amend this Internet Privacy Statement in our discretion. Any changes or amendments we make will be effective when we post them unless we expressly provide a different effective date.