Ridgewood Savings Bank's Internet Privacy Statement
Ridgewood Savings Bank is highly committed to providing our customers with the highest level of security and privacy with regard to the collection and use of our online banking customers' personal and financial information, as well as that of all visitors to our web site. Since Ridgewood Savings Bank is part of an industry that deals with sensitive financial information, we will use our best efforts to ensure that all your information is protected and kept secure.
Site Traffic Statistics
As you view the Ridgewood Savings Bank's web site, information is collected about your visit, but not about you personally. Through our web server logs, we are able to determine statistics such as domain name from which you accessed the Internet (e.g. AOL), and which pages were viewed on our site.
As with many other web sites, the Ridgewood Savings Bank's web site uses a "cookie", which is a small piece of information stored on the web browser of your PC. A cookie enables the Ridgewood Savings Bank to analyze the number of people visiting our site, how many people returned to the site for another visit, and which pages were viewed by the visitor. By capturing these statistics, we are able to manage the site capacity, as well as tailor the information provided to best serve the needs of consumers. If you do not want to have a cookie placed on your browser, you have the ability to set your web browser to prevent the cookie from being used.
Providing Voluntary Information
The Ridgewood Savings Bank does not collect personal information from you unless you voluntarily supply it to us. If you submit information to the Ridgewood Savings Bank, it may be necessary for you to provide personal information. This personal information will only be used to expedite your request. The employees responding to your on-line transmission are trained to understand the importance of confidentiality and customer privacy, and will only use the information provided to facilitate your request.
Currently on the Ridgewood Savings Bank's web site, E-mail transmissions to the Ridgewood Savings Bank are not encrypted, unless otherwise noted. We suggest that you do not send highly confidential financial information via E-mail.
Disclosure of Account Information
It is our general policy to treat your account information as confidential. However, we will disclose information to third parties about your account or the transactions you make ONLY in the following situations:
- Where it is necessary for completing transactions;
- Where it is necessary for activating additional services;
- In order to verify the existence and condition of your account to a third party, such as a credit bureau or Payee;
- To a consumer reporting agency for research purposes only;
- In order to comply with a government agency or court orders; or,
- If you give us your written permission.