Youth Accounts

Open a new Kids Club or School Passbook Account and we will match your deposit up to

$10

We offer a variety of Youth Account options because it is never too early to begin saving.

Open a new Kids Club or School Passbook Account and we will match your deposit up to $10.

Up to $10 Match - To help your child save we match up to $10 upon opening of a Kids Club or School Passbook Account.

Currently yielding 1.00%^APY* - Our Kids Club and School Passbook Accounts offer a great rate and can be opened with just a penny.

*Annual Percentage Yield.

One account per person. Offer subject to change or termination at any time. Up to $10 will be credited upon account opening and will be reported as interest income with a 1099 form. No minimum deposit to open. Rate and terms may change after the account is opened.

Learn more about our Youth Account options

Kids Club
School Passbook Account
Student Advantage Account

The Kids Club is a great way for kids to save and to learn about managing their money. The account is opened in the child’s name, providing him or her with a sense of independence. Interested kids need a Social Security card and must be able to sign or print their name in order to open an account. Any amount over $.25 can be deposited at any time, and the minimum balance to open a Kids Club account is $.01. Customers must be 17 or younger to qualify for this account.

Product	Minimum to Open	Interest Rate	APY*
Kids Club	$.01	0.98%	1.00%

VISIT YOUR NEAREST BRANCH TO GET STARTED SCHEDULE APPOINTMENT

*Annual Percentage Yield

Fees charged on some accounts may reduce your earnings.

Rates and terms are subject to change without notice.

Rates are effective as of 5/18/2022

Our School Passbook Account is designed for children under 17 years of age who are currently enrolled in a participating school. This account is designed to help kids learn about the benefits of saving. To make things easier, we’ve established a pickup/return schedule with participating schools. This service enables kids to make regularly scheduled deposits directly from school. Interested students need a Social Security card and must be able to sign or print their name in order to open an account. There is no minimum balance and kids can deposit any amount over $.25.

Product	Minimum to Open	Interest Rate	APY*
School Passbook Account	$.01	0.98%	1.00%

To get your school started or to inquire if your school is already participating, contact Nancy Adzemovic at (718) 261-2021 or email her at [email protected]

VISIT YOUR NEAREST BRANCH TO GET STARTED SCHEDULE APPOINTMENT

*Annual Percentage Yield

Fees charged on some accounts may reduce your earnings.

Rates and terms are subject to change without notice.

Rates are effective as of 5/18/2022

If you’re a student, or a parent sending your son or daughter to college, then this is the account you’re looking for. There’s no minimum balance and no maintenance fees, and the account is set up so that it’s easy for parents to make deposits. There’s also one free “Oops” fee per year. Current student ID or class schedule is required at opening.

90,000 Free ATMs with Ridgewood Debit MasterCard®
Free checking with no monthly minimum balance*
Free online banking
Free bill pay
Free mobile banking**
Free eStatements
Eight free non-Ridgewood ATM transactions***
One free Oops fee per year****
Parents can easily make deposits to your account
With a Ridgewood Debit MasterCard® you can earn Ridgewood Rewards and cash back on everyday purchases
$25 initial deposit to open a Student Advantage Account

OPEN ACCOUNT VISIT YOUR NEAREST BRANCH TO GET STARTED SCHEDULE APPOINTMENT

* $25 initial deposit to open a Student Advantage Account.

**No Ridgewood charges…data rates may apply.

***Certain fees may be imposed by operators of an ATM other than Ridgewood Savings Bank.

****The Oops fee can be used to waive one NSF fee per calendar year.

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Ridgewood Savings Bank

Routing Number:

226071033

Youth Accounts

We offer a variety of Youth Account options because it is never too early to begin saving.

Open a new Kids Club or School Passbook Account and we will match your deposit up to $10.

Learn more about our Youth Account options

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View short how-to videos to learn how to get started with Mobile Banking, Mobile Wallet, Zelle, Alexa Voice Banking, and more.

Youth Accounts

We offer a variety of Youth Account options because it is never too early to begin saving.

Open a new Kids Club or School Passbook Account and we will match your deposit up to $10.

Learn more about our Youth Account options

Our tools and resources