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Ridgewood Savings Bank

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Wealth Management

No Fee Personal Loan Rates 


Loan Type Loan Amount APR CPM Term
No Fee Personal Loan Minimum Loan Amount $5,000* Fixed rate as low as 8.50% APR** $102.58 Per $5,000

Five Years***



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APR = Annual Percentage Rate.

CPM = Cost Per Thousand Borrowed

Rates are effective as of 1/1/24.

*We offer No Fee Personal Loans from $5,000 - $30,000 for qualifying borrowers.

**APR will be between 8.50% - 16.99% and is dependent on your creditworthiness.

***Three or Five year terms available.

Loan products and services subject to credit approval. Your overall creditworthiness will determine the rate and amount available to you. Available for residents of New York, Connecticut, and New Jersey only. Rates and terms are subject to change without notice.