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Ridgewood Savings Bank

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Wealth Management

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Open Account
Open an Account

Open a Checking, Money Market, Savings, or CD in minutes.
Open an IRA

Apply for a Mortgage
Apply for a Mortgage

Apply for a Mortgage or HELOC, it's fast and easy. 

Apply for a loan
Apply for a Loan

Apply for a Ridgewood No Fee Personal Loan or check your rate without impacting your credit score.3 

Apply for a credit card
Choose the Ridgewood Credit Card that is right for you, apply now.
Consumer Credit Card
Business Credit Card

Ridgewood Financial Academy

Learn Key Financial Skills in 10 Minutes or Less. Access free online financial education with the Ridgewood Financial Academy. Get started today.

Products & Services

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Premier Checking

Earn a competitive rate on higher balances, receive enhanced identity theft protection and benefit from the services of a dedicated financial consultant.

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Unlock the door to your new home with a Good Move Mortgage. Low down payments, great low rates and friendly local service: Good Move.

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Business Banking

You deserve powerful Business Banking tools and solutions for every stage of your business's growth. Because when your business is successful, our community is better.

Digital Banking

At Ridgewood, we give you more ways to bank and pay – in your neighborhood, from home, or on the move. Tap to pay with your debit card – or add it to a mobile wallet to pay with your phone or watch. Send money to friends with Zelle. Earn cashback and more with every debit card purchase.

Learn more about digital banking

Download the highly rated Ridgewood Mobile Banking app today!

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No Fee Personal Loan

For those memorable moments, planned or unplanned, let financing be the easiest decision you make.

Learn more about our No Fee Personal Loan
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Ridgewood Financial Services

Whether you're starting a family or starting retirement, personalized financial guidance makes a big difference. Turn to the experienced Financial Consultants at Ridgewood Financial Services for insightful recommendations, data-driven strategies and access to financial solutions for every stage of life. Set up a complimentary financial review to get started.

News & Tips

Message from the Chairman
Message from the Chairman

"In meeting the unique challenges of the past year, the underlying strength, stability and resiliency of Ridgewood Savings Bank grew more evident."

Avoid Tax Scams
Protect Yourself from Tax Season Scams

Did you know that the IRS never initiates contact by phone, email, or text message? Unfortunately, scammers often impersonate the IRS to trick people into revealing personal information or sending money.

Teach Children to Save
Ridgewood Savings Bank to Provide Resources and Valuable Information at Elementary School in Brooklyn During Financial Literacy Month

As a community bank, we believe that smart saving habits that begin earlier in life make for a better future.”

Business Tax Tips
Navigating Tax Season:
Seven Essential Tips
for Small Businesses

In this blog, we'll share some essential tax tips to help your small business navigate this critical endeavor.