TOP THE TREASURY
4.59%APY1
2-YEAR TREASURY INDEXED CD2
Open this convenient, risk-free variable yield account with no cap today!3
Earn a competitive variable yield based on the quarterly 2-year U.S. Treasury rate currently yielding 4.34%4 plus 0.25%.
| Product | Minimum to Open | Current Interest Rate | Current APY* |
|---|---|---|---|
| 2-Year Treasury Indexed CD | $100 | 4.43% | 4.59% |
OPEN ACCOUNT VIEW MORE CD RATES
* and 1. Annual Percentage Yield.
2. A minimum deposit to open is $100 and maximum individual deposit amount of $500,000. Upon maturity, the 2-Year Treasury Indexed CD will roll over into a regular 2-year certificate of deposit at a fixed rate.
3. The 2-Year Treasury Indexed CD is an adjustable rate account that has no cap and a .25% floor.
4. Current quarterly 2-Year U.S. Treasury Rate displayed as of August 31, 2026. The yield will be based on the 2-Year U.S. Treasury Rate on the quarterly dates of March 1, June 1, September 1, December 1 or the next business day thereafter, plus 0.25%. The Annual Percentage Yield assumes interest will remain on deposit until maturity.
5. Deposits at Ridgewood Savings Bank are generally insured by the FDIC up to a total of $250,000 per depositor.
Early withdrawal penalties apply on CD accounts. Fees may reduce earnings. Other fees and restrictions may apply. Offers subject to change and early termination without prior notice at any time. Products, services, terms and conditions subject to change or discontinuance without notice. The 2-Year Treasury Indexed CD is available for consumers only.