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Ridgewood Savings Bank

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Wealth Management

FACTS: What does Ridegwood Savings Bank do with your personal information?

Rev. 4/2018


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Accoint balances
  • Transaction history
  • Accoint transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described on this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ridgewood Savings Bank chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information:

Does Ridgewood Savings Bank share?

Can you limit this sharing?

For everyday business purposes – such as to process your transactions, maintain your account (s), respond to court orders and legal investigations, or report to credit bureaus.



For our marketing purposes – to offer our products and services to you.



For joint marketing with other financial companies



For our affiliates’ everyday business purposes – Information about your transactions and experiences.



For our affiliates’ everyday business purposes – Information about your creditworthiness.


We don't share

For nonaffiliates to market to you.


We don't share


Questions? Call (718) 240-4790 or visit


What we do:

How does Ridgewood Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files andbuildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Ridgewood Savings Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Provide account information
  • Apply for a loan
  • Show your driver’s license
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include: Financial companies such as Ridgewood Financial Services Corp.


Companies not related by common ownership or control. They can be financial and non-financial companies.

Ridgewood Savings Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services.

Our joint marketing partners include credit card companies.