Mortgage Rates and Options
Our mortgage consultants have decades of experience working in the local markets you care about. They know the lay of the land, and they’ll help you get the home you want, with a mortgage that fits your budget.
Contact a Mortgage Consultant today at
(866) 772-4111
Ridgewood Mortgage Advantages
Our mortgage consultants have decades of experience working in the local markets you care about. They know the lay of the land, and they’ll help you get the home you want, with a mortgage that fits your budget.
We’ll help you buy the house you love, no matter what your budget is. With low down payment options, we’re making it easy to feel at home.
Nothing can put a damper on the process of buying a home like extravagant fees. That’s why we never charge application fees to any of our home mortgage customers.
If you’re looking for the lowest possible closing cost, consider our zero-point loan options. They’ll bring down the cost due at signing, and they can help make your dreams of home ownership a reality.
Ridgewood Mortgage Options
With our fixed rate mortgages you can lock in the exact amount of your principal and interest payments throughout the life of your 10, 15, 20, 25 or 30-year loan.
Loan products and services are subject to credit approval. Rates & terms are subject to change without notice.
Get lower initial interest rates and monthly payments with an adjustable rate mortgage. Your rates will change with the market at each adjustment period, but our low interest rate caps will keep your payments manageable throughout the life of your loan.
Loan products and services subject to credit approval.
Rates & terms are subject to change without notice.
We are proud to offer one of the broadest assortments of affordable loan programs available in New York. Our affordable housing rates are .25% lower than conforming rates. We also offer SONYMA loans, which are financed by the State of New York Mortgage Agency.
Our affordable housing products feature low down payments, low closing costs and down payment flexibility. We have fixed and adjustable solutions and biweekly payment schedules designed to make homeownership more manageable. You can borrow up to 97% of the total value with some loan products, and it’s possible to qualify even if this isn’t your first loan.
Good Move Mortgage loans are available for owner-occupied properties located in the five boroughs of NYC, Nassau, Westchester, Suffolk, Putnam, Rockland and Fairfield Counties. Income Limits Apply. Maximum Loan Amounts Apply. Available for 1-4 Family, Condos and Co-ops. LTV Guidelines Apply. For additional information on Mortgage Loans, please call our Mortgage Center at (866)-RSB-4111 or (866)-772-4111.
Loan products and services subject to credit approval.
Rates & terms are subject to change without notice.
Find a personal mortgage consultant
Our local mortgage consultants are available to help. They'll answer your questions, guide you into a loan program that fits your needs and help you fill out paperwork. Working with a consultant ensures that all the required documents and verifications are in place and that your mortgage application is filled out correctly.
For more information, contact us or call 866-RSB-4111.
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Mortgage Tools and Resources
Increase your homebuyer IQ with our helpful mortgage calculators and tools.
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