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Ridgewood Savings Bank

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Wealth Management

Fixed Rate Mortgages

Condo, Co-op, 1-4 Family Homes

1 to 4 Family, Condo, Co-opRateAPRPointsCPM
10 Year Fixed6.625%6.85%0$11.42
15 Year Fixed6.750%6.91%0$8.85
20 Year Fixed7.000%7.13%0$7.75
30 Year Fixed7.125%7.23%0$6.74
Rates are effective as of 4/12/2024



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Except as otherwise set forth, rates are available for owner occupied properties located in the five boroughs of NYC, Nassau, Westchester, Suffolk, Putnam, Rockland and Fairfield Counties.

Maximum loan amounts apply.

CPM = Cost Per Thousand Borrowed

For additional information on Mortgage Loans, please call our Mortgage Center at (866)-RSB-4111 or (866)-772-4111.

Loan products and services subject to credit approval.

Rates & terms are subject to change without notice.