Skip to main content

Ridgewood Savings Bank

Ridgewood Savings Bank logo
Wealth Management

Fixed Rate Mortgages

Condo, Co-op, 1-4 Family Homes

1 to 4 Family, Condo, Co-opRateAPRPointsCPM
10 Year Fixed6.875%7.10%0$11.55
15 Year Fixed7.125%7.29%0$9.06
20 Year Fixed7.375%7.51%0$7.98
30 Year Fixed7.500%7.60%0$6.99
Bi-Weekly 30 Year Fixed*7.375%7.47%0$6.91
Rates are effective as of 9/26/2023



Apply now  Get prequalified

Learn More Meet Our Mortgage Consultants Ask a question


Return to rates page


Meet Your Mortgage Consultants



Except as otherwise set forth, rates are available for owner occupied properties located in the five boroughs of NYC, Nassau, Westchester, Suffolk, Putnam, Rockland and Fairfield Counties.

Maximum loan amounts apply.

CPM = Cost Per Thousand Borrowed

*Requires direct debit from a Ridgewood Savings Bank checking account. Other products are available. For additional information on Mortgage Loans, please call our Mortgage Center at (866)-RSB-4111 or (866)-772-4111.

Loan products and services subject to credit approval.

Rates & terms are subject to change without notice.