Skip to main content

Ridgewood Savings Bank

Ridgewood Savings Bank logo
Digital
Learn

Fixed Rate Mortgages

Condo, Co-op, 1-4 Family Homes
Loans up to $650,0001 

1 to 4 Family, Condo, Co-opRateAPRPointsCPM
10 Year Fixed6.250%6.47%0$11.23
15 Year Fixed6.375%6.53%0$8.64
20 Year Fixed6.625%6.75%0$7.53
30 Year Fixed6.875%6.97%0$6.57
Rates are effective as of 1/10/2025

Apply now  Get prequalified

Learn More Meet Our Mortgage Consultants Ask a question

 

Return to rates page

 

Meet Your Mortgage Consultants

 

 

1 Rates $650,001 - $1,250,00 add 0.125% to the base rate. Rates $1,250,001 - $2,500,000 add 0.250% to the base rate. Rates over $2,500,000 add 0.375% to the base rate.

 

Except as otherwise set forth, rates are available for owner occupied properties located in the five boroughs of NYC, Nassau, Westchester, Suffolk, Putnam, Rockland and Fairfield Counties.

Maximum loan amounts apply.

CPM = Cost Per Thousand Borrowed

For additional information on Mortgage Loans, please call our Mortgage Center at (866)-RSB-4111 or (866)-772-4111.

Loan products and services subject to credit approval.

Rates & terms are subject to change without notice.