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Ridgewood Savings Bank

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With no monthly fees, our Smart Move Online Savings is a great way to get ready for the future. This online-only savings account allows 24/7 access to your account.

Product Minimum to Open Interest Rate APY*
Smart Move Online Savings Account $.01 - $249,999.99 $.01 0.59% 0.60%

Rates are effective as of 5/18/2022

*Annual Percentage Yield

**Rate and APY for balances up to $249,999.99. For balances $250,000 and greater the rate is 0.25% and the APY is 0.25%.

Fees charged may reduce your earnings.

Rates and terms are subject to change without notice.



About Ridgewood Savings Bank

Founded in 1921, Ridgewood Savings Bank continues to serve the community as a strong and stable mutual savings bank with over $6 billion in assets and 35 branches located throughout the New York metropolitan area. Since inception, Ridgewood Savings Bank has remained true to its community bank roots and mission to provide its customers the best possible service and banking experience. As it continues to refine and enhance its services and delivery channels, Ridgewood Savings Bank will continuously strive to be the bank that offers “Traditional Values with Modern Solutions.”