Smart Move Online Savings Account.
You spend money online...Why not save money online? Earn 3.50% APY* on balances under $250,000**.
An Online Savings Account Designed Just for You
With no monthly fees, our Smart Move Online Savings is a great way to get ready for the future and give your savings a boost. This online savings account allows 24/7 access to your account.
| Product | Minimum to Open | Interest Rate | APY* |
|---|---|---|---|
| Smart Move Online Savings Account $.01 - $249,999.99 | $.01 | 3.39% | 3.50% |
Rates are effective as of 1/08/2025
*Annual Percentage Yield
**Rate and APY for balances up to $249,999.99. For balances $250,000 and greater the rate is 0.25% and the APY is 0.25%.
Fees charged may reduce your earnings.
Rates and terms are subject to change without notice.
About Ridgewood Savings Bank
Founded in 1921, Ridgewood Savings Bank continues to serve the community as a strong and stable mutual savings bank with over $6.5 billion in assets and 35 branches located throughout the New York metropolitan area. It ranks #1 on the prestigious Forbes ‘Best-in-State Banks’ 2021 list in New York State, and in 2021 was among the top 10 banks to receive Banking Choice Awards for the Northeast. Since inception, Ridgewood Savings Bank has remained true to its community bank roots and mission to provide its customers the best possible service and banking experience. As it continues to refine and enhance its services and delivery channels, Ridgewood Savings Bank will continuously strive to be the bank that offers “Traditional Values with Modern Solutions.”