Helping New Yorkers Make “Home Sweet Home” a Reality: Celebrating Homeownership Month with Ridgewood Savings Bank
Realize Your Dream Today!

June 12, 2025

June is National Homeownership Month and it’s a time to celebrate the dream of owning a home and the people who help make it possible. At Ridgewood Savings Bank, that dream has been at the heart of everything we have done since 1921.

Small business owners who believed in building communities—brick by brick—founded Ridgewood Savings Bank. More than 100 years later, that mission still guides us. Whether you're buying your first place, refinancing your current mortgage, or just beginning to explore your options, Ridgewood is here to help you every step of the way.

As New York’s largest mutual savings bank, we answer to our customers—not shareholders; it gives us the flexibility to offer competitive mortgage products designed with you in mind. These include:

Affordable Mortgages - Smaller down payments, discounted interest rates, closing cost assistance, and manageable monthly payments to help make homeownership more accessible.

SONYMA Loans - New York State-supported loans with down payment assistance for qualified buyers.

HomeFirst Down Payment Assistance - A City of New York program for eligible first-time buyers.

Homebuyer Dream Program Suite - Grants to help cover closing costs and down payments for income-eligible first-time buyers.

Refinancing Solutions - Designed to help you lower your interest rate, reduce your monthly payment, or tap into your home’s equity.

We’re not just talking about dreams—we’re making them happen. That’s why Ridgewood is proud to partner with the Bronx Borough President’s Office and University Neighborhood Housing Program (UNHP) to host a free community event at our Norwood Branch on Wednesday, June 26, from 11:00 AM to 3:00 PM. This special event welcomes young people and adults looking to gain valuable financial literacy tips and explore homeownership options. Experts will be on hand to answer your questions, explain the process and opportunities as a homebuyer, and provide you with tools to start your financial journey strong.

Buying a home is a big deal. You deserve a bank that gets that—and gets you. Whether you're eyeing your first co-op in Queens, trading up to a house on Long Island, or refinancing your home in the Bronx, Ridgewood is here to help you make that dream happen.

So, connect with our team and learn more about our mortgage programs—or better yet, stop by your local branch and let’s talk in person. Realize your dream!

Because at Ridgewood, you can count on us to build lasting connections and real community.

Loans subject to credit approval and eligibility requirements. Product offerings are subject to change.

Loans subject to credit approval and eligibility requirements. Product offerings are subject to change.