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Ridgewood Savings Bank

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Representative Payee Accounts

The Right Account for Your Situation

If you’ve been appointed a representative payee to manage someone’s Social Security or benefits, you’ve got a lot of financial responsibilities to manage. Ridgewood Savings Bank can help make it easier with a convenient Representative Payee Account.

What You’ll Need

Opening your Representative Payee Account is easy. Just bring the following items into your nearest Ridgewood branch:

  • Your Photo ID
  • Your Social Security number
  • Proof of your New York State address
  • The beneficiary’s Social Security number and date of birth

You’ll also need to provide one of the following:

  • A letter of appointment from the Social Security Administration (SSA) 
  • A check made out to the representative payee




Why Choose Ridgewood?

Your unique financial situation calls for a unique financial institution. Since 1921, Ridgewood Savings Bank has been here to serve our fellow New Yorkers. We offer the convenience you expect from a big national bank, paired with personalized service that only a community bank can offer.


The representative payee can open either a Savings or Checking Account. Power of attorney is not permitted on this account. The beneficiary can have money directly deposited into their account. Other restrictions and conditions may apply.